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Bank Payday Lending: Overview of Media Coverage and Public Concerns
Banks that engage in payday lending have been in the media spotlight. Here we give a large sample of recent media coverage, legislative proposals, and public concerns directed at debt-trap lending by banks.

Getting Behind the Veil on Bank Payday Loans
The numbers show that bank customers that take payday loans based on their direct deposit advance get caught in the same high-cost debt trap that storefront payday loan borrowers do. These 365% loans siphon fees from the customer's bank account over and over as the cycle continues. But customers may not recognize them as payday loans because they are named differently.

Payday Lending News
Stay informed with developments in the credit card and prepaid card industries.

Credit and Prepaid Card News
Stay informed with developments in the credit card and prepaid card industries.

Overdraft News
Stay informed about developments in overdraft loans, overdraft fees and other banking fees.

Car Title News
Stay informed about developments in the car title loan and auto title loan industry

Mortgage News
Mortgage news from the Center for Responsible Lending

How A Dealer "Yo-Yo" Scam Works
No description available

Signs of Predatory Auto Loans
Don't get into car trouble: learn to spot predatory auto finance loans.

Signs of Predatory Overdrafts
Many banks and credit unions use unfair overdraft systems that cost Americans $24 billion per year in excessive fees. These signs of unfair overdrafts will help consumers identify them and distinguish between unfair and affordable overdraft coverage.

Comment on the Hearing on Financial Products for Students: Issues and Challenges
The Center for Responsible Lending (CRL) is pleased to provide a comment for the record on some of the issues covered in the Senate Banking Committee’s hearing, “Financial Products for Students: Issues and Challenges” held on July 31, 2014.

Issues and Outcomes Report: January to December 2013
In July 2014, CRL released an Issues and Outcomes Report that summarized financial regulations for the year 2013. This report provides a review of some of the financial products and services most in need of reform and an accounting and analysis of reform outcomes from January to December 2013.

The State of Lending: Debt Settlement
Debt settlement companies offer the promise of settling a consumer’s debt for a fraction of what they owe. Unfortunately debt settlement carries significant risks that may result in consumers becoming even worse off.

Letter of Support for Higher Education Act
This letter is written to the Chairman of the HELP Committee, Senator Tom Harkin (D – IA), as he seeks to reauthorize the Higher Education Act.

Comments on Amendments to the 2013 Mortgage Rules
No description available

CRL Supports Proposed CFPB Amendments to Qualified Mortgage Rule (QM)
In these comments, CRL expresses general support for the Consumer Financial Protection Bureau’s proposals to amend the 2013 Mortgage Rules under the Truth in Lending Act (Regulation Z).

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