Know Your Credit Rating -Monitor Your Credit Report -Protect Your Identity -Get  a  Credit Line / Credit Card - Use Your Credit Wisely - Consult  a  Financial Adviser Know Your Credit Rating -Monitor Your Credit Report -Protect Your Identity -Get  a  Credit Line / Credit Card - Use Your Credit Wisely - Consult  a  Financial Adviser
Bookmark and Share   
Consumer's Choice
Year 2013 Programs
Get Equifax Canada Credit Products Now!
Blue Sky Payday
Car Loans are Easy with, Response In Minutes, Bankruptcy OK, Over 99% Of Applicants Are Accepted
Enjoy the CitiFinancial Personal Loan Advantage! Apply now.



Mortgages  |   Loans  |   Real Estate - How to  |   Real Estate  |   Investing  |   Home Equity  |   Credit Card  |   Wealth  |   Insurance  |   Autos  |   Todays Top Finance News  |   Retirement  |   Frugal Living  |   US Employment | Canada Employment | Marriage | 

All CRL Content
Pipes Output

Testimony at the CFPB’s Hearing on Payday Lending (Nashville, TN)
Oneshia Herring, legislative counsel at CRL, discusses three reasons why payday loans are an inherently defective product that violate any reasonable concept of fair and responsible lending. This testimony was presented at a CFPB field hearing on March 25, 2014, in Nashville, Tennessee.

Department of Education Rulemaking to Define ‘Gainful Employment’
The US Department of Education has re-started a negotiated rulemaking process regarding eligibility of career education programs for federal financial aid. This is CRL's memo on areas for improvement in the draft regulation

Comment Letter to Senate Banking Committee on Housing Finance Reform Bill
A 13-member coalition of civil rights, housing and legal advocates called upon the U.S. Senate Banking Committee to preserve equal access to mortgage credit for all qualified borrowers.

Negotiating on Car Loans Doesn’t Help African Americans and Latinos
Trying to negotiate a better interest rate on your car loan should generally result in a better deal, right? Not so for buyers of color who get loans from dealers.

Comment on Proposed Regulations for For-Profit and Occupational Schools
CRL recently expressed support for the Massachusetts’ Attorney General proposed regulations for occupational and for-profit schools.

New Reforms Promote Stability in the Mortgage Market, Protect Access to Credit
CRL President Mike Calhoun testified before the House Financial Services Committee that CFPB’s rules strike the right balance of providing borrower protections while also ensuring access to credit.

2014 Brings New Rules to Mortgage Lending
In 2014, new mortgage lending reforms go into effect. Finalized by the Consumer Financial Protection Bureau, the reforms respond to the abusive lending practices that triggered the nation’s financial crisis. The new rules also protect and preserve access to credit.

Comment on Forced Arbitration Agreements in College Federal Aid Applications
In reply to the Department of Education’s request for comments on forced arbitration clauses in student federal loans, CRL called for transparency and clear disclosure. Further, CRL urged that these twin values should protect the integrity of federal student aid.

A Roll of the Dice: Debt Settlement Still a Risky Strategy for Debt-Burdened Households
Debt settlement programs too often are not the solution they are marketed to be, according to this new CRL research.

Debt Settlement Firms Adopt "Attorney Model" to Evade State and Federal Rules
This paper discusses debt settlement firms’ increased use of affiliations with legal firms to circumvent state and federal restrictions on upfront fees and other unfair and deceptive practices.

Bank Payday Lending: Overview of Media Coverage and Public Concerns
Banks that engage in payday lending have been in the media spotlight. Here we give a large sample of recent media coverage, legislative proposals, and public concerns directed at debt-trap lending by banks.

Getting Behind the Veil on Bank Payday Loans
The numbers show that bank customers that take payday loans based on their direct deposit advance get caught in the same high-cost debt trap that storefront payday loan borrowers do. These 365% loans siphon fees from the customer's bank account over and over as the cycle continues. But customers may not recognize them as payday loans because they are named differently.

Payday Lending News
Stay informed with developments in the credit card and prepaid card industries.

Credit and Prepaid Card News
Stay informed with developments in the credit card and prepaid card industries.

Overdraft News
Stay informed about developments in overdraft loans, overdraft fees and other banking fees.

Car Title News
Stay informed about developments in the car title loan and auto title loan industry


IP Address Location